Welcome to
Power Mortgages
The UK’s Leading Buy-to-Let Mortgage Specialist
We also happen to be really good at Residential Mortgages too!
At Power Mortgages,
we’ve been simplifying the Buy-to-Let mortgage process for over 14 years, helping thousands of landlords and investors achieve their property goals.
Whether you’re stepping into the Buy-to-Let market for the first time, looking to remortgage or seeking a tailored solution, we’re here to make your journey as seamless and stress-free as possible.
Led by industry expert Mandeep Rai,
our team combines years of expertise with a customer-focused approach. We pride ourselves on securing the best mortgage deals for you while ensuring you’re informed, confident, and in control every step of the way.
At Power Mortgages, your success is at the heart of everything we do. We work with property entrepreneurs across the UK and specialise in handling even the most complex Buy-to-Let requirements. Complex case? No problem – we’ve got you covered.
Navigating Today’s Complex
Buy-to-Let Market
Let’s be honest - it’s a lot more complex than it used to be. Over the last few years, the Buy-to-Let market has seen major shifts: tax changes, stamp duty increases, stricter portfolio lending rules, and tougher stress tests.
On top of that, 2023’s rate hikes and volatile SWAP rate movements have made securing a mortgage even more challenging.
You need a qualified, experienced mortgage partner to guide you through it all.
Over the years, we’ve handled everything from the most straightforward to the most complex cases. Whether it’s Buy-to-Let, SPV limited company funding, bridging finance, HMO mortgages, multi-unit freehold blocks, commercial finance, or development finance, our team has the knowledge and experience to secure the best outcome for you.
Of course, we handle all the essentials; managing your application, doing the paperwork, providing regular updates; but we go beyond that to make sure your mortgage experience is tailored to your specific needs.
Why Power Mortgages is Different
(And a Lot Better)
Flexibility
Whether you need help managing your entire portfolio or just a one-off project, we’ve got you covered.
Lender Access
With dedicated underwriters at many specialist lenders, we can help remove barriers to funding, giving you better access to the right deals.
Per-Submission Due Diligence
We don’t take chances. Our pre-underwrite process ensures your case fits the lender’s criteria before we submit, saving you time and effort.
Exclusive Deals
Access exclusive and semi-exclusive deals, not available directly to the public.
Transparent Comparison
We provide full transparency on the true cost of a deal, including payments, fees, and terms, not just the headline interest rate.
Fighting Your Corner
We’ve helped countless landlords secure mortgages outside standard policy terms by working directly with decision-makers. This can save you money, time, and reduce the chance of a declined application.
If you want to know more about how we can help you, get in touch today. One of our expert mortgage brokers will be in contact shortly. If you’re in a rush, feel free to call us directly at 02380 630868 to get started now.
Our Customers Love Us
“When I started with four Buy-to-Let properties, I knew I wanted to scale but didn’t know how. Thanks to Manny and the team at Power Mortgages, I’ve grown my portfolio to 27 properties in just four years.
What stood out was their tailored advice. Manny took the time to understand my goals and provided solutions that aligned perfectly with my strategy, whether it was high-yield properties or regional diversification. Their expertise was invaluable, especially when navigating complex lending criteria and tight timelines.
Beyond mortgages, they kept me informed about market trends and new opportunities. Their proactive approach and genuine care made me feel like a priority every step of the way.
If you’re serious about growing your property portfolio, I can’t recommend Power Mortgages enough. They’ve been instrumental in my success.”
Nimesh Patel
Our Customers Love Us
“When I started with four Buy-to-Let properties, I knew I wanted to scale but didn’t know how. Thanks to Manny and the team at Power Mortgages, I’ve grown my portfolio to 27 properties in just four years.
What stood out was their tailored advice. Manny took the time to understand my goals and provided solutions that aligned perfectly with my strategy, whether it was high-yield properties or regional diversification. Their expertise was invaluable, especially when navigating complex lending criteria and tight timelines.
Beyond mortgages, they kept me informed about market trends and new opportunities. Their proactive approach and genuine care made me feel like a priority every step of the way.
If you’re serious about growing your property portfolio, I can’t recommend Power Mortgages enough. They’ve been instrumental in my success.”
Nimesh Patel