Discover flexible mortgage options for later life
Our specialists help retirees find the best deals to suit their unique needs.
Power Mortgages make later-life borrowing easy and stress-free, offering tailored mortgage solutions for clients aged 55 to 95.
Whether you’re looking to raise capital, assist family members, or enhance your retirement lifestyle, we work with a wide range of lenders to find the best mortgage options beyond equity release. Contact our experienced team today to explore your later-life mortgage options.
Calculate How Much You Can Borrow
Later Life Mortgage Advice
Have you retired or are looking to retire soon and need help with obtaining mortgage funding?
Later life lending can offer customers peace of mind. It can help with capital raising opportunities of their choice; whether that’s helping family members onto the housing ladder, purchasing a second property as a BTL or a sum of money to help with their enjoyment in retirement.
You may have more options than you think
Many people interested in later-life borrowing are led to believe that equity release is the only option available, however due to our extensive relationship built up over the years with multiple banks and building societies we have suitable alternatives. We aim to find you the best suited mortgage to fulfil your individual needs, providing you with the breathing space you need. Our access to multiple lenders allows us to offer you a mortgage up to the age of 95.
Talk to our mortgage advisors
Make an appointment with one of our Mortgage Specialists and they’ll be able to take you through the full range of options open to you. Get in touch and our friendly team will be delighted to help you in any way we can.
Protection insurance policies can cover many things from your home to your health and your income.
This service is not exclusive to clients wishing to discuss mortgage funding, so should you wish to be contacted by an advisor to purely discuss protection policies, please get in touch.
Flexibility
Whether you need help managing your entire portfolio or just a one-off project, we’ve got you covered.
Lender Access
With dedicated underwriters at many specialist lenders, we can help remove barriers to funding, giving you better access to the right deals.
Per-Submission Due Diligence
We don’t take chances. Our pre-underwrite process ensures your case fits the lender’s criteria before we submit, saving you time and effort.
Exclusive Deals
Access exclusive and semi-exclusive deals, not available directly to the public.
Transparent Comparison
We provide full transparency on the true cost of a deal, including payments, fees, and terms, not just the headline interest rate.
Fighting Your Corner
We’ve helped countless landlords secure mortgages outside standard policy terms by working directly with decision-makers. This can save you money, time, and reduce the chance of a declined application.
If you want to know more about how we can help you grow your portfolio, get in touch today. One of our expert mortgage brokers will be in contact shortly. If you’re in a rush, feel free to call us directly at 02380 630868 to get started now.
6 Reasons to Use Us for Mortgage Advice
1. Expert Advice Tailored to Your Needs
2. Access to Exclusive Mortgage Rates
3. We Work Around Your Schedule
4. We Save You Time and Stress
5. Your Own Dedicated Case Manager
6. We Offer Protection Products Too
If you want to know more about how we can help you grow your portfolio, get in touch today. One of our expert mortgage brokers will be in contact shortly. If you’re in a rush, feel free to call us directly at 02380 630868 to get started now.
Why Power Mortgages is Different
(And a Lot Better)
If you want to know more about how we can help you grow your portfolio, get in touch today. One of our expert mortgage brokers will be in contact shortly. If you’re in a rush, feel free to call us directly at 02380 630868 to get started now.
Our Customers Love Us
“We were feeling completely stuck. We needed to move to a larger house because of our growing family, but we didn’t want to rush into selling our current home in a tough market. We’d heard about Let to Buy mortgages but had no idea how it worked or whether we’d even qualify. We got in touch with Power Mortgages, and honestly, they made the whole process feel possible. Our adviser, Manny, walked us through every step and he explained things clearly, found us competitive rates, and handled both mortgage applications at the same time. What really stood out was how calm and responsive he was. We’re now settled into our new home and still earning rental income from the old one. We really couldn’t have done it without him.”
Sarah and David Thompson
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“To be honest, I hadn’t really planned ahead with my Buy-to-Let remortgage. I assumed it would be a quick switch, but I hit a wall when the paperwork and deadlines started piling up. It felt like every lender wanted something different, and I was getting nowhere fast because they were not allowed to give me any advice. A friend recommended Power Mortgages. I called them and spoke to John. He listened, understood where things were stuck, and got to work. Within a day he’d found a deal that suited my situation and handled all of the heavy lifting. What stood out was, his knowledge, straight answers, and a sense that someone actually had my back. Thanks John!”
Darren Lewis
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“I needed to release some equity from one of my Buy to Let properties to fund a renovation on another, but I wasn’t sure how to go about it or if it was even possible with my current lender. Steve at Power Mortgages made the whole thing straightforward. He explained my options clearly, found a lender that fitted my needs at a better rate than my existing lender, and handled the process quickly. Very happy.”
Mark Henson
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“The property I had my eye on needed serious updating before it could be rented out, and that made finding a mortgage a real headache. Most lenders either didn’t understand the project or weren’t willing to take the risk. John at Power Mortgages took the time to understand what I was trying to achieve and explained exactly which lenders might support it. He handled all the tricky parts, stayed in touch throughout, and made the whole thing feel far less stressful than I expected. His calm, no-fuss approach made a big difference.”
D Reilly
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“When I started with four Buy-to-Let properties, I knew I wanted to scale but didn’t know how. Thanks to Manny and the team at Power Mortgages, I’ve grown my portfolio to 27 properties in just four years.
What stood out was their tailored advice. Manny took the time to understand my goals and provided solutions that aligned perfectly with my strategy, whether it was high-yield properties or regional diversification. Their expertise was invaluable, especially when navigating complex lending criteria and tight timelines.
Beyond mortgages, they kept me informed about market trends and new opportunities. Their proactive approach and genuine care made me feel like a priority every step of the way.
If you’re serious about growing your property portfolio, I can’t recommend Power Mortgages enough. They’ve been instrumental in my success.”
Nimesh Patel
Our Customers Love Us