Contractor and Freelancer Mortgages
Expert Advice for Securing the Right Deal
Struggling to find a mortgage as a contractor or freelancer?
Our specialist advisors help you navigate strict lending criteria and secure the best mortgage for your unique situation.
Power Mortgages understands the challenges contractors and freelancers face when applying for mortgages. Many lenders overlook non-traditional incomes, but we work with a growing number of specialist lenders who recognise your value.
Whether you’re a first-time buyer, remortgaging, or investing, our advisors will simplify the mortgage process and find the best deal tailored to your needs. Contact us today to explore your contractor mortgage options.
Calculate How Much You Can Borrow
Are you a contractor or freelancer finding it difficult to source the right deals on contractor mortgages?
Have you been told the following?
– Many lenders or non-specialist brokers may have told you that…
“You don’t have 2 to 3 years accounts”
“You have not been contracting long enough”
“Your contract is less than 12 months”
“You only have a few months remaining on your contract”
“You are paid through a tax efficiency umbrella company (employed or self-employed)”
Choose a specialist Contractor Mortgage Advisor
A growing number of lenders have now come to realise that contractors and freelancers represent safe borrowing and display a good set of skills in a particular industry. It pays to find a mortgage advisor who can overcome these issues. By using one of our specialist advisors, you can maximise your chances of obtaining a mortgage deal which suits your needs and also minimise the chances of facing a declined application.
Taking the confusion out of mortgages
There are thousands of mortgage products available for all sorts of circumstances but finding the right one is not an easy task. The choice in the mortgage market can be confusing with so many products to choose from. Our advisors will take the confusion out of mortgages and present the options of Contractor Mortgages clearly and simply, allowing you to make sense of the products available.
Our advisors have access to professional mortgage sourcing software which is updated daily to bring you the latest deals from the mortgage market, so if you are a first-time buyer, home mover, remortgaging, sorting out your buy-to-let investments or need any other mortgage-related help and advice then please begin the process by entering your daily rate in the calculator below and we’ll calculate a guideline amount you might be able to borrow.
What different types of mortgages are there?
There is the choice of mortgage products to consider too. These include:– Capped Mortgages, Discounted Mortgages, Fixed Rate Mortgages, Flexible Mortgages, Offset Mortgages, Current Account Mortgages, Standard Variable, Tracker Mortgages. They each have their own advantages and disadvantages and will have to fit with your attitude to risk. This is where a mortgage advisor can really help make your choice of a mortgage product a simple one as they will take the time to explain the options to you and advise you on what they recommend.
Protection insurance policies can cover many things from your home to your health and your income.
This service is not exclusive to clients wishing to discuss mortgage funding, so should you wish to be contacted by an advisor to purely discuss protection policies, please get in touch.
Flexibility
Whether you need help managing your entire portfolio or just a one-off project, we’ve got you covered.
Lender Access
With dedicated underwriters at many specialist lenders, we can help remove barriers to funding, giving you better access to the right deals.
Per-Submission Due Diligence
We don’t take chances. Our pre-underwrite process ensures your case fits the lender’s criteria before we submit, saving you time and effort.
Exclusive Deals
Access exclusive and semi-exclusive deals, not available directly to the public.
Transparent Comparison
We provide full transparency on the true cost of a deal, including payments, fees, and terms, not just the headline interest rate.
Fighting Your Corner
We’ve helped countless landlords secure mortgages outside standard policy terms by working directly with decision-makers. This can save you money, time, and reduce the chance of a declined application.
If you want to know more about how we can help you grow your portfolio, get in touch today. One of our expert mortgage brokers will be in contact shortly. If you’re in a rush, feel free to call us directly at 02380 630868 to get started now.
6 Reasons to Use Us for Mortgage Advice
1. Expert Advice Tailored to Your Needs
2. Access to Exclusive Mortgage Rates
3. We Work Around Your Schedule
We understand life can be busy, so our mortgage advisors are available to fit your schedule, offering flexible, convenient advice when it suits you.
4. We Save You Time and Stress
5. Your Own Dedicated Case Manager
6. We Offer Protection Products Too
If you want to know more about how we can help you grow your portfolio, get in touch today. One of our expert mortgage brokers will be in contact shortly. If you’re in a rush, feel free to call us directly at 02380 630868 to get started now.
Why Power Mortgages is Different
(And a Lot Better)
If you want to know more about how we can help you grow your portfolio, get in touch today. One of our expert mortgage brokers will be in contact shortly. If you’re in a rush, feel free to call us directly at 02380 630868 to get started now.
Our Customers Love Us
“When I started with four Buy-to-Let properties, I knew I wanted to scale but didn’t know how. Thanks to Manny and the team at Power Mortgages, I’ve grown my portfolio to 27 properties in just four years.
What stood out was their tailored advice. Manny took the time to understand my goals and provided solutions that aligned perfectly with my strategy, whether it was high-yield properties or regional diversification. Their expertise was invaluable, especially when navigating complex lending criteria and tight timelines.
Beyond mortgages, they kept me informed about market trends and new opportunities. Their proactive approach and genuine care made me feel like a priority every step of the way.
If you’re serious about growing your property portfolio, I can’t recommend Power Mortgages enough. They’ve been instrumental in my success.”
Nimesh Patel
Our Customers Love Us
